Listen… I didn’t realize how bad co-signing and old collections had messed up my credit until I sat down with LJ. I was just trying to help folks and ended up hurting myself. But he came in, helped cleaned all that up, and my score jumped over 100 points! The best part? I didn’t feel like just another number I had somebody in my corner the whole time. They broke it down in a way I could actually understand and made sure I knew how to keep my credit right moving forward.